Who the AlieraCare BSG candidate is
Comprehensive healthcare is ideal for individuals with pre-existing conditions, those who are aging, or those who have children and growing families. Individuals who find themselves visiting the doctor often and needing labs and diagnostic services will find that comprehensive healthcare is a great fit. Parents of children who need immunizations and tend to catch the typical childhood illnesses also benefit from a comprehensive health plan.
The difference between major medical and comprehensive healthcare
AlieraCare’s comprehensive healthcare plan is part of a Health Care Sharing Ministry (HCSM). As such, it is not subject to the same requirements as health insurance under the Affordable Care Act (ACA). This means that AlieraCare BSG can offer quality healthcare at lower prices. All AlieraCare BSG comprehensive healthcare plans meet the ACA minimum requirements of preventive care, prescription drug program, emergency services, and hospitalization.
How AlieraCare BSG comprehensive plans work
AlieraCare BSG has an Member Shared Responsibility Amount (MSRA), which is the amount that the member is required to pay before their eligible medical expenses would be processed for sharing. Once the MSRA is reached, Consult Fees kick in. Consult Fees are a fee, paid by the member, for specified services. Monthly cost sharing contributions for AlieraCare plans are based upon the MSRA. The higher the MSRA, the lower the monthly contribution. Through “higher MSRAs,” AlieraCare BSG can offer quality healthcare at affordable prices.
People can have the healthcare at the level they need through AlieraCare BSG's approach to comprehensive healthcare. When it comes to people’s health, cutting corners isn’t an option.