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Become a Member (855) 830-5766

Healthcare Sharing Plans for the Unexpected

When a sudden illness or a major accident happens, and those who lack sufficient healthcare can end up in real trouble. Even those who are generally healthy can still suffer from the unexpected. Rather than take the chance of being caught off guard, eliminate the stress of the unexpected by carrying catastrophic healthcare.

Ensuring eligibility for catastrophic events and major medical expenses

Much like traditional insurance, catastrophic healthcare sharing plans have a Member Shared Responsibility Amount (MSRA), which is the amount that the member is required to pay before their eligible medical expenses will be processed for sharing. Once the MSRA has been met, catastrophic healthcare sharing plans cost-share 100% of the expenses (up to the annual limit) for the services listed below.

Form

Download the Catastrophic Brochure

Download the brochure

Eligible Services

Catastrophic healthcare plans are not the same as major medical plans

Major medical plans are required to meet the minimum standards of the Affordable Care Act (ACA) and provide healthcare for preventive care, prescriptions, ER and hospitalization. Catastrophic healthcare is designed to specifically cost share the major, unexpected events in life. Prescriptions, preventive care or regular office visits are not eligible for cost sharing.

Catastrophic healthcare makes sense

Not everybody needs, nor wants, full healthcare. For these, catastrophic healthcare makes sense.

  • The healthy – Those who tend to be healthy and don’t spend time at the doctor’s office are ideal candidates for catastrophic healthcare.
  • The uninsured – For those who have no insurance and can’t afford the high premiums of a full healthcare plan, catastrophic healthcare makes sense. It cost shares the large expenses while providing a great safety net.
  • The already insured – Those who already have full healthcare but want to eliminate the additional risk that comes with sudden illness or trauma can carry a catastrophic healthcare plan for a fuller, more complete healthcare.

Catastrophic healthcare is affordable

The high MSRA keeps the premium low. For a single individual with an MSRA of $5,000, the monthly premium would be between $125 and $188.73 per month. If the MSRA was raised to $10,000, the premium would be between $104.17 and $157.27 per month.

Being uninsured does not have to be the norm. With Trinity Healthshare’s catastrophic CarePlus Advantage plan, the worry about the major events of life can be eliminated.

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Plan Options

CarePlus Advantage150k

CarePlus Advantage 150k sharing limit is best suited for individuals and families who are primarily healthy and looking to provide security to their family knowing they are eligible for cost-sharing in event of hospitalization or a catastrophic event or need, plus the added offering of emergency room cost-sharing.

Plans starting from: $105

CarePlus Advantage250k

CarePlus Advantage 250k sharing limit is best suited for individuals and families who are primarily healthy and looking to provide security to their family knowing they are eligible for cost-sharing in event of hospitalization or a catastrophic event or need, plus the added offering of emergency room cost-sharing.

Plans starting from: $186

CarePlus Advantage500k

CarePlus Advantage 500k sharing limit is best suited for individuals and families who are primarily healthy and looking to provide security to their family knowing they are eligible for cost-sharing in event of hospitalization or a catastrophic event or need, plus the added offering of emergency room cost-sharing.

Plans starting from: $213

*All of the Trinity HealthShare plans for individuals and families are supported and are part of a healthcare sharing ministry.