Sharing the Cost of Health Care Among Like-Minded People
The cost of traditional medical plans continues to rise, even as the quality and quantity of health care services they offer decreases. For those looking for an alternative, Trinity HealthShare offers affordable options that meet a wide variety of health care needs.
Health care based upon sharing
Health care cost-sharing organizations believe in “individual responsibility for health and helping others in need.” Members of this program type recognize a common religious or ethical belief (or both) and require participants to sign a Statement of Beliefs agreeing with the organization’s core tenants. Then, members help each other satisfy the cost of eligible medical expenses.
How health care sharing organizations differ from traditional medical plans
Members of health care sharing organizations take control of their health care and make decisions to keep themselves healthy. They often sign agreements stating they will abstain from drinking, smoking, drugs and behaviors that will cause harm to themselves. Monthly share amounts are far lower than premiums for traditional medical plans, as members choose to live healthier, more responsible lifestyles.
How Trinity HealthShare’s health care cost sharing works
With health care cost sharing programs from Trinity, members send their monthly contributions. These contributions are deposited into the member’s sharebox, waiting to be matched to another member’s eligible medical expenses. Members submit share requests when they visit the doctor or incur an eligible medical expense. All requests are reviewed to ensure they are reasonable, appropriate discounts are applied, and then the money transfers between other members’ shareboxes to pay the bill.
Trinity HealthShare gives members access to complete health care at a reasonable cost, thanks to cost sharing. Programs offer have low monthly share amounts, allowing members to set aside the comparative savings to pay their MSRA—the amount each member (or family) must pay out of pocket toward medical needs before their request for assistance will be published to the other members of the ministry for sharing. Members realize additional savings with telemedicine and prescription discount programs. They can speak with a doctor by phone or chat 24/7 without cost and save an average of 55% on prescription medications and diabetic testing supplies at retail pharmacies.
For those who desire to take control of their health care, health care cost sharing may be exactly what is needed. Through a commitment to caring for others, individual responsibility and healthy living, members are able to access affordable health care that meets their needs.
Some other names for health care cost sharing
Health care cost sharing organizations may be referred to by a number of different names including health care cost-sharing programs, Christian health care cost sharing, health cost sharing, and health care cost-sharing programs.