Providing security for catastrophic events and major medical expenses
Looking for a program that provides protection from life’s major emergencies? CarePlus Advantage, a catastrophic health program that offers assistance with the cost of major medical expenses, is the answer. Generally, a catastrophic program is well-suited for people who either don’t go to the doctor often or aren’t concerned about paying for minor health care expenses out of pocket as they come up.
CarePlus Advantage programs have low monthly payments, but a higher Member Shared Responsibility Amount (MSRA). The MSRA, reflects the amount of personal responsibility and stewardship members are expected to demonstrate; in other words, the amount a member must pay before asking others in the program to share in the cost of medical expenses.
Once the MSRA is met, eligible medical expenses are submitted for cost sharing at 100% with CarePlus. Medical treatment for a serious illness or accident can cost thousands of dollars, so it is wise to be prepared against the costly medical expenses associated with a major incident by electing a CarePlus catastrophic program.